Privacy Policy

ELoanRates, Inc dba ‘CRElendia’ and its subsidiaries (collectively referred to as “ELoanRates”) respect and take seriously the privacy rights of our users and the visitors to our websites, including www.crelendia.com (the “Website”). We recognize the importance of protecting information collected from you when using our products and services and accessing the Website, and endeavor to be forthright and transparent in doing so. To protect your privacy and make you aware of the information we collect, store, and use, we have adopted this online privacy policy (this “Privacy Policy”). In safeguarding your information, we take appropriate security measures to protect against unauthorized access, unauthorized alteration, unauthorized disclosure, and destruction of data collected by the Website. Please note that this Privacy Policy applies only to websites maintained by ELoanRates and its subsidiaries, and does not apply to websites maintained by other companies or organizations which you may navigate to through links provided on the Website.

Please note that ELoanRates, in its sole discretion, may update or modify this Privacy Policy. In doing so, we will endeavor to notify you about significant changes to this Privacy Policy via e-mail or by placing a notice prominently on the Website. If you should have questions or concerns relating to this Privacy Policy, you should contact ELoanRates at info@crelendia.com or the postal address indicated on the Website.

  1. Information Collection and UsageThe primary purpose of collecting personally identifiable information via the Website is to provide you with high-quality products and services. Without the collection of such information, we would not be able to provide our users and visitors to the Website with the same high-quality user experience.In order to access certain restricted sections of the Website, you will be required to register as a user, and in doing so, submit certain personally identifiable information to ELoanRates (referred to as “Personally Identifiable Information”). Such Personally Identifiable Information includes: your name, password, email address, telephone number, city, time zone, and other information that you decide to provide at registration, or that you include in your public profile. Collection of Personally Identifiable Information is required for registration, however, it is the policy of ELoanRates to not knowingly collect any Personally Identifiable Information from or to allow the registration of persons under the age of thirteen (13).Please be advised that we may use your Personally Identifiable Information to market and provide information to you about our products and services. At any time, if you decide that you do not wish to receive such information or communications from us, please follow the instructions to unsubscribe contained in our communications to you or provide us written notice that you would like to opt-out of such communications.When you visit the Website, our servers may automatically record information sent by your browser to the Website (referred to as “Log Data”). Log Data may include information such as your browser type, IP address, the domain from which you are visiting, search terms you use, websites you visit, or advertisements on which you click. ELoanRates uses Log Data to monitor usage of the Website and for technical administration and maintenance of the Website. Please note that we will not associate your IP address with Personally Identifiable Information to identify you personally, except in case of violations of the Terms of Service.
  2. Cookies and other technologiesCookies are small files that are commonly downloaded by your computer to track movements within websites and enable certain functionality. ELoanRates uses cookies and other technologies passively, to personalize your experience on the Website, collect demographic information, and to monitor advertisements and other activities. We may link cookie information to personal information to personalize your user experience, deliver content specific to your interests, monitor usage of the Website, and to ensure you don’t see the same advertisement repeatedly. The Website may use outside advertising companies to display advertisements which may also contain cookies. ELoanRates does not have access to cookies or information provided to such advertising companies when you click on their banner advertisements. Please be aware that most browsers are automatically set to accept cookies. Although you can typically change such settings to disable cookies, please be advised that some areas of our Website may not function properly if you choose do so. Please be advised that this Privacy Policy only covers the use of cookies by ELoanRates, and does not apply the use of cookies by any advertisers or third parties.The Website may also use other technologies that may affect privacy, including but not limited to the use of clear GIFs and IP address logging. Also known as web bugs, beacons, or tags, clear GIFs are small graphic images commonly placed on a webpage, web-based document, or email message. Clear GIFs are typically very small and invisible to the user, as they are the same color as the background of the web page, document or e-mail message in which they are located. We may utilize clear GIFs to obtain statistical usage information relating to the Website’s features and operation, but will not use clear GIFs to collect personal information about you. However, we may correlate information they collect to users for statistical analysis and personalization of user experience.
  3. Third Parties – In operating the Website, we engage certain trusted third parties to perform functions and provide services to us, including but not limited to, hosting and maintenance, marketing, and database storage and management. In doing so, we may share your Personally Identifiable Information with these third parties, but only to the extent which is necessary to perform these functions and provide such services. Such disclosures will only be made pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your personally identifiable data.In using the Website, our users and visitors may choose to register for or purchase services and products provided by third parties. In order to register for or purchase these services and products, you may be required to disclose certain Personally Identifiable Information. If you elect to disclose Personally Identifiable Information in the registration or purchase of such services and products, your Personally Identifiable Information will be transferred to such third parties and will be subject to their privacy policy and practices. Please be advised that we are not responsible for the privacy practices and policies of such third parties and, as such, you should familiarize yourself with the privacy practices and policies of such third parties prior to providing them with your Personally Identifiable Information.To satisfy our legal requirements, ELoanRates sometimes cooperates with government agencies, law enforcement officials, and certain private parties. In doing so, we may disclose any information about you as we, in our sole discretion, believe necessary or appropriate to respond to claims, legal process (including subpoenas), to protect the property and rights of ELoanRates or a third party, the safety of the public, or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.In connection with a merger, acquisition, reorganization or sale of assets, or in the event of bankruptcy, we may sell, transfer or otherwise share some or all of our assets, which may include your Personally Identifiable Information. In doing so, you will have the opportunity to opt-out of any such transfer of Personally Identifiable Information if the new entity’s planned processing or use of your Personally Identifiable Information differs materially from those set forth in this Privacy Policy.